Financial Planning. Build Wealth, Not Just Income.
Solo 401(k), defined benefit, and profit-sharing plans tailored to your income. Plus budgets, forecasts, and owner planning so you're always building wealth, not just income.
Retirement Plans Are Your Biggest Tax Deduction
Most self-employed professionals leave significant money on the table by not maximizing retirement contributions. A Solo 401(k) allows you to contribute up to $69,000 per year (2024). A Defined Benefit plan — depending on your income and age — can shelter $200,000 or more annually from federal income tax.
These contributions aren't just good for retirement — they're dollar-for-dollar deductions against your business income, reducing your tax liability in the current year while building long-term wealth.
We design, establish, and administer the right plan for your income level and goals — and integrate it directly with your S-Corp tax strategy so every contribution decision is optimized.
Schedule a Free ConsultationRetirement Strategy Built Into Your Tax Plan
We don't just set up a retirement account — we integrate it into your annual tax strategy and manage contributions with your income in mind every year.
Solo 401(k) Setup & Administration
Plan established, contribution limits calculated, and annual administration handled — including IRS Form 5500 when required.
Defined Benefit Plan Design
Custom defined benefit plan designed around your income level and retirement timeline for maximum tax shelter.
Profit-Sharing Plans
Profit-sharing plan setup as a complement to your 401(k) for additional tax-deferred contribution capacity.
Retirement Contribution Strategy
Annual contribution amounts calculated to maximize your deduction without over-funding — adjusted as your income changes.
Owner Financial Forecasting
Annual income and cash flow forecasts so you know what you can take as salary, distributions, and retirement contributions throughout the year.
Annual Wealth-Building Review
Annual review of your complete financial picture — retirement accounts, tax position, salary/distribution mix — to keep your strategy current.
Retirement Planning Is Included in Every Ease360 Plan
Solo 401(k) setup and administration is included in Ease360 Core ($600/mo). Advanced plans — Defined Benefit, Profit-Sharing, and comprehensive owner financial planning — are included in Ease360 Platinum ($1,000/mo).